Health Insurance

We help you decide which of the 60 offical health insurance companies in Switzerland fits the best for you.

Other Insurances

You need help about any other insurance in Switzerland? We are happy to help.

Consulting

We have professional consultants which can help you find the perfect insurance for you and your family.

Informations

In our „We explain“ section you can find a lot of informations about the Swiss Insurance business. Any other questions? Just let us know.

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We help you to compare and find the perfect insurance for your needs. Contact us now for a free quote or consultant.

Informations about Health Insurance

By law every resident in Switzerland must purchase basic health insurance, which covers many conditions, from childbirth to doctor visits and serious illnesses.

All health insurance companies must offer the same benefits covered under the basic insurance policy but may not cover optional benefits. For more on the benefits covered by law please see this page of the Federal Office of Public Health.

Many people opt to buy supplementary coverage that applies to just about any aspect of health care, including dental care, illness while abroad or use of a private room in hospital. Several models exist, including HMO, general practitioner, or Telmed, which require patients to follow certain procedures when seeking health care in exchange for reduced premiums.

Those just arriving to live in Switzerland have three months from the time of arrival to purchase a policy. For more on the requirement to take out insurance, please visit the Federal Office of Public Health.

Policies are offered for adults with deductibles ranging from CHF 300 to CHF 2,500
and for children from CHF 0 to CHF 600. A person seeking health care is required to pay ten per cent of health costs, up to SFr700 per year. Coverage may be limited to the canton where the policy holder lives.

Basic insurance does not necessarily cover injuries suffered in an accident and “accident insurance” must be purchased separately. Anyone who works for the same employer for at least eight hours per week is automatically covered including for accidents outside work and does not need to purchase accident insurance.

For questions and more on how the Swiss healthcare system works, please contact us.

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